Not a bad card.
If you can spare the inquiry, go for it.
If you can join NFCU, I would consider that also.
Within6 months to a year, you could probably get a flagship card as you 2nd NFCU cc.
GL!
+1 to waiting until you hit at least 1yr.
They approved me and I think my oldest card was just over 1yr. No prior WF history, EX8 was 764. Got the minimum limit they offer on the card, and got generic "lets get to know you better" response when I asked for UW review of SL.
You have prior relationship with them so if you wait until you have a year of history you might get a better SL than I did.
If you want to wait longer you could grab a Discover IT. I got the miles and it's intro offer to match makes the first year 3% cash back on everything. I have more points on the Disco than I do the Propel (not counting the Disco match). Just something to consider, unless you wanted Propel for their phone insurance perk
They approved me and I think my oldest card was just over 1yr. No prior WF history, EX8 was 764. Got the minimum limit they offer on the card, and got generic "lets get to know you better" response when I asked for UW review of SL.
You have prior relationship with them so if you wait until you have a year of history you might get a better SL than I did.
If you want to wait longer you could grab a Discover IT. I got the miles and it's intro offer to match makes the first year 3% cash back on everything. I have more points on the Disco than I do the Propel (not counting the Disco match). Just something to consider, unless you wanted Propel for their phone insurance perk
@Anonymous wrote:
Hey guys! I’d like to get some advice on whether or not I should apply for the Wells Fargo Propel card! This credit card really fits my spending so it would be great to take advantage of the 3x categories, however, my file is quite thin. I have three credit cards. My oldest account is 11 months old, the second is 10 months and the third is only 2 months old. I know this would work against me, that is why I am looking for advice! Should I wait a bit longer to apply and if that is the case, how long should I wait?
Scores : TU: 735 EX: 721 EQ:???
Utilization: 1%
Income: 32k
By the way, I do have a “relationship” with Wells Fargo, I have both checking and savings account with them. Yes I know, Wells Fargo right haha but in all seriousness, would really appreciate any feedback and tips! Thank you in advance!
I am going to Vote on waiting 12 months. They are very conservative. While I started out with $15K limit,
that is not always the case with many. They just don't hand out the Propel like candy.
The longer you have been with WF as your main banking institution, the better odds you have.
They do take that into consideration. CLI's while they can be had are few and far between.
They won't budge on My $15K SL .. due to .. Too many new accounts/Inqs in the past year.
I spoke to UW about it, They might as well slapped my knuckles with a ruler. 
I might ask again in another year
