IMHO, I think your chances are slim to none because the AAOA is <8 mos. I suggest waiting until AOYA turns 12 mos. I suggest patience and putting a pause on seeking more credit ATM.
Are those FICO scores?
Also, what are the 3 cards you already have and the CLs? Are they secured, retail, or bank cards?I
@CreditInspired Hey thanks for the input! Here are my "stats"
Discover It - 4k CL
Citi Secured - (already received a letter confirming account will unsecure which I will ask to product change to Citi DC) $400 CL
Chase Freedom - 3.8K CL
As you can see, these are all bank cards, and yes those are FICO 8 scores.
Thanks for the info and that's good that they are bank cards. So you have 3 great prime cards, which is all that is needed for optimal scoring purposes. So I still suggest waiting until the AoYA turns 12 months before applying for another card. This way, your chances of an approval and larger SL improves.
DEC 2019: EX 816, TU 820, EQ 810 DEC 2018: EX 777, TU 783, EQ 799
3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. >04/2020 CCT EX 834 TU 848 EQ 844
I'd get it one piece at a time And it wouldn't cost me a dime You'll know it's me when I come through your town I'm gonna ride around in style I'm gonna drive everybody wild 'Cause I'll have the only one there is around.