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Wells Fargo Propel Approval Odds? Advice?

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Re: Wells Fargo Propel Approval Odds? Advice?

@biga78 wrote:

@CreditInspired wrote:



IMHO, I think your chances are slim to none because the AAOA is <8 mos. I suggest waiting until AOYA turns 12 mos. I suggest patience and putting a pause on seeking more credit ATM.

Are those FICO scores?  

Also, what are the 3 cards you already have and the CLs? Are they secured, retail, or bank cards?I

@CreditInspired Hey thanks for the input! Here are my "stats"


3 accounts 

 Discover It - 4k CL

 Citi Secured - (already received a letter confirming account will unsecure which I will ask to product change to Citi DC) $400 CL

 Chase Freedom - 3.8K CL


As you can see, these are all bank cards, and yes those are FICO 8 scores. 

Thanks for the info and that's good that they are bank cards. So you have 3 great prime cards, which is all that is needed for optimal scoring purposes. So I still suggest waiting until the AoYA turns 12 months before applying for another card. This way, your chances of an approval and larger SL improves.



DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 11 of 12
Super Contributor

Re: Wells Fargo Propel Approval Odds? Advice?

Good luck on whatever you decide

3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>04/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 12 of 12
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