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Wells fargo reconsideration - any experience?

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Established Contributor

Wells fargo reconsideration - any experience?

I had initially applied for Propel AMEX card and was denied due to multiple inquiries. Today called the reconsideration number and explained the inquiries. The rep said he will submit this back to underwriter again for manual review and it will be updated in next 24-48 business hours. Anyone have any experience if they ever reconsider?





Shell FCU : 5K, BBVACompass Express Loan : $35000
Message 1 of 6
5 REPLIES 5
Valued Contributor

Re: Wells fargo reconsideration - any experience?

I've done it with USB on 2 cards that overturned for INQ's for 10K/ea

 

For WF I hit them up when they gave $7500 and they didn't go up from there due to no prior relationship.  Just wait it out and see what they do.  If it's borderline with what they're looking for it's possible they'll approve it and the card will be in the mail.

500K+ TCL / 800+ FCOs
Message 2 of 6
Moderator

Re: Wells fargo reconsideration - any experience?

OP, there are mixed results with their reconsideration process. At best 50/50 depending on the overall profile and other factors so just wait it out.
Message 3 of 6
Established Contributor

Re: Wells fargo reconsideration - any experience?


@FinStar wrote:
OP, there are mixed results with their reconsideration process. At best 50/50 depending on the overall profile and other factors so just wait it out.

Thanks. Crossing my fingers Smiley Happy





Shell FCU : 5K, BBVACompass Express Loan : $35000
Message 4 of 6
Super Contributor

Re: Wells fargo reconsideration - any experience?

In general I would say they aren't known for recon results, but some have had success. All you can really do is wait while it is manually reviewed. Truly could go either way, but a human will at least review it.

Message 5 of 6
Frequent Contributor

Re: Wells fargo reconsideration - any experience?

Good luck OP! I’m crossing my fingers for you! Smiley Happy
Current Cards (in order they were approved with current limits):
Cap1 QS (plat.) $2750
Kohls $3K
Cap1 Savor $15K
PenFed Power Cash Rewards $2K
NFCU CashRewards $2K
Disco It #1 $5.3K
NFCU MoreRewards $4.5K
Cap1 Venture $30K
PenFed Gold $2K
Ollo Rewards $3.2K
Sync Amazon $10K
NASA FCU Platinum Cash Rewards $2K
Disco It #2 $7.5K
DCU Visa $10K
NFCU Flagship Rewards $15K
Sync Care Credit $15K
PenFed Power Cash Rewards #2 $39K
WF Propel $4K
Comenity AKC $10.5K
Apple (GS) $6.5K
BK 7 discharged July 2016


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