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Went ahead and requested HP CLI for Uber Visa

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Went ahead and requested HP CLI for Uber Visa

Wish me luck lol! 

 

They said I would get something in the mail within 10 business days. Wanted to know what the process was like for other people? Not necessarily just for the Uber card, but maybe your first CLI request experience.

 

Cheers. 

 

(PS., repost from earlier because i think i posted in the wrong section)

Message 1 of 12
11 REPLIES 11
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Valued Contributor

Re: Went ahead and requested HP CLI for Uber Visa

Good luck. Not sure how that will play out. I've heard of cardholders asking for CLIs and the issuer would get back in 10 days, and they get a good CLI.

 

My experience has been if I get that notification, it's a, "hate to be rude, but can I call you back?" and never get called back or I get a denied letter. 

 

In 2020, instant approval is very doable, and a granted CLI should come up immediately on the screen. Denials come by mail. However, there are times when a deeper review is necessary and it takes a couple of days, and comes back approved.

 

Nothing wrong with burning a HP if you can afford it and you really want the CLI. I would have gone for it too.

Scores, HPs/24 mos. (updated 3/23/20):
    Experian FICO Score 8 = 827, 2/24
    Experian FICO Score 9 = ???, 2/24
   TransUnion = 834, 1/24
    Equifax = 835, 0/24

Total 2019 rewards, incl. offers/deals = $1,709.07

2019 Spend:
    BCE: $4,066.59
    BoA Cash Rewards: $6,819.88
    Savor: $7,256.77
    CF: $3,104.62
    DC: $13,827.18
    Discover IT: $2,666.30
    Lowes: $147.59
    PNC Cash Rewards: $733.13
    Propel: $4,942.08
=================
Total Spend: $43,564.14

Avg. rewards rate, incl. offers/deals = 3.92%

Total CL: $264,500

Cards (hover over for CL | interest rate | Date Opened):
Message 2 of 12
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Re: Went ahead and requested HP CLI for Uber Visa

I thought it was strange that they said they would get back to me in 10 days as well, previously I had heard that it was an instant thing. Maybe that's a bad sign, or it's because I requested online instead of over the phone? 

Message 3 of 12
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Established Contributor

Re: Went ahead and requested HP CLI for Uber Visa

I just got a hp cli from us bank that took 2 days to happen, because underwriters had to review the request. Maybe that is what us happening here.

 

goog luck 

Message 4 of 12
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Super Contributor

Re: Went ahead and requested HP CLI for Uber Visa

Good luck.

Message 5 of 12
Community Leader
Mega Contributor

Re: Went ahead and requested HP CLI for Uber Visa

I cant afford hps, im too poorSmiley Sad Anyone have any used ones?Smiley Wink

10 days sounds like denial but hope im wrongSmiley Happy
Message 6 of 12
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Regular Contributor

Re: Went ahead and requested HP CLI for Uber Visa

I only requested 1 CLI so far. I opened a BoA PR in January 2018 with a CL of $17,000. Late last year I asked for $50k and got a 5 day message (I think). It then came in the mail but I already had seen in my account the next day or so it was now at $37.5k. I thought I would have gotten an instant decision since every CC app up until that point had instant decisions, but oh well.

 

I probably won't ask for a CLI on any of my cards any time soon since I have no need right now. The most I've done recently was move around some CLs on my 2 Chase cards.

 

I've had a few auto CLI on my cards, though:

BoA CR - $5k -> $6k

PNC Points - $3k -> $12.5k

Best Buy - $?? -> $3,125



(....it appears blue is my favorite color)
Message 7 of 12
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Established Contributor

Re: Went ahead and requested HP CLI for Uber Visa

I requested a CLI on my Uber Visa and did not leave the call without getting the increase. That said, I called immediately after I got approved for the card. It was not recon, it was CLI, and they asked a bunch of things.




Message 8 of 12
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Established Contributor

Re: Went ahead and requested HP CLI for Uber Visa

Good luck! Let us know how the process plays out as I've been pondering doing the same on my Aviator Red.
Chase Sapphire Reserve 18.5k
Chase Freedom Unlimited 11.7k
American Express Bonvoy Brilliant 15k
Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 12k
Amazon Store Card 10k

Fico 8s as of 03/18/2020:




Message 9 of 12
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Community Leader
Super Contributor

Re: Went ahead and requested HP CLI for Uber Visa


@AverageJoesCredit wrote:
I cant afford hps, im too poorSmiley Sad Anyone have any used ones?Smiley Wink

10 days sounds like denial but hope im wrongSmiley Happy

I'm getting rid of 14 this year. I might be persuaded to give them to you instead.







Message 10 of 12
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