@Remedios wrote:
@AyaMai wrote:
@NoMoreE46 wrote:
IIRC, 15 months for some SUBs.
When was your last WF approval?
Have never applied for Wells Fargo Credit Cards. Choice Privileges cards are going to convert from Barclays Bank to Wells Fargo Bank, I tend to stay at Choice Hotels besides Hilton & Mariott since I have Amex Hilton Honors and Amex Marriott Bonvoy Brilliant. I use Amex Green Card fot other hotels such as Choice Hotels. I want to know when to apply for the card and is it worth it or not in the future. Do they have any rules such as Chase, sensitive to open new accounts and inquiries.
You have 40 new accounts, your oldest account is barely two years old, WF is not happening any time soon.
I thought you understood what everyone tried to tell you here but it doesn't seem to be sinking in.
Your response led to do more digging about Wells Fargo Choice Privileges Mastercard Credit Card, then I remember reading about The Guide to Choice Partnerships and Transfers.
Move your points to Amtrak
You can also opt to use your Choice Privileges points for train fare. Choice Hotels partners with Amtrak Guest Rewards, allowing you to transfer points back and forth between programs.
The minimum number of points required for Amtrak Guest Rewards redemptions is quite a bit higher compared to airline miles redemptions: You need at least 32,000 Choice Privileges points to redeem for Amtrak fares. Those rewards will get you 5,000 Amtrak Guest Rewards points, which is a 6.4:1 transfer rate.
To redeem Choice Privileges points for Amtrak Guest Rewards, you'll need to log into your Choice Privileges account, then link your Amtrak account. Once you transfer points to Amtrak, you can book rail fares to more than 500 destinations in 46 states.
If you've banked some Amtrak Guest Rewards, you can also transfer them into the Choice Privileges program. You actually get a better transfer ratio moving points this way, since 5,000 Amtrak Guest Rewards points is equivalent to 15,000 Choice Privileges points. You can transfer points into the program by logging into your Amtrak Guest Rewards account.
Since I have Evergreen FNBO, my chances to get Amtrak Guest Rewards Preferred Mastercard by FNBO is far higher and I can tranfer my points to Choice Hotel points or get Amtrak discount train tickets. Your friend on Reddit told me that I do not listen to you & others. Do note my eye is on one card Hilton Surpass with an excellent SUB + Free Night Certificate, hopefully it will come again after the current offer expires on 4/5/2023.
