SO...Chase Bank denied my application for a Freedom Rewards card. So I called the reconsideration line and was denied again! She said it was due to a missed payment on my Experian. I explained my Experian was incorrect and that I have never missed a payment. I explained to her that my Transunion reflected the correct information. She still would not approve it. So the next day I called the reconsideration again! I explained everything the same that I explained the first call. The lady said all she could do is do another hard inquiry on my transunion and verify if what I was saying was true. I told her ok that I would rather do that then be outright denied for the credit card. This is where I was on hold for the 3rd time for a very long time. She came back and told me that she put it in the system that she recommends an approval. Now when I call the application status line, RoboLady tells me my application is under review and I will hear the decision in up to 30 days. This all happened 3 days ago now. Is this a good sign that I will be approved or is this just a denial type of thing? I am so nervous about all this. I was wanting to know what do you guys think about all this?
I think your application is now in a good place. Being told that they have given their recommendations for approval, means that they are seeing the clarifications you were making. I would just wait it out. I also got a pending review that said i'd hear in 30 days. But it all worked out a couple of days later and I got approved. Just allow them the time to review the application again. Best of luck OP
+1, you're in a good spot. With Chase the automated line has a couple of standardized messages.