What happens if you decline an online Disco CLI?

[cr101]

Let's say that they pull my credit report for the month and I request a CLI online. I reject the offer. Can I still get an auto CLI during that same time period (from what I understand, they only review once a month)? Can I request another CLI online or call to request a CLI after that? 

[SweetCreditObsession]

You aren't penalized if you decline a CLI. I declined $500 several times and a couple months later I requested one and got 6x what they'd offered before ($3,000).

[cr101]

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@SweetCreditObsession wrote:

You aren't penalized if you decline a CLI. I declined $500 several times and a couple months later I requested one and got 6x what they'd offered before ($3,000).

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If only I had the willpower to hold out that long. 😁 I may decline for one month.

[SweetCreditObsession]

@cr101 it was only two months of declining in my case. It may be worth waiting for you too 😏