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What score will amex see when I apply? Discover and Experian app show two different scores for FICO8

potential_image
New Contributor

What score will amex see when I apply? Discover and Experian app show two different scores for FICO8

When I look at my FICO Score on my discover app, it shows 759 as of July 5, but on the Experian app it shows 769 and it says it updated today (Experian). If I apply for an amex card now, will they see the 759 score or the 769 score? 

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7 REPLIES 7
BmoreBull
Established Contributor

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F

They will pull directly from the bureau. So the score you're seeing on Experian should be what they pull if that's your FICO 8 score. 



Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 2 of 8
potential_image
New Contributor

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F

Yea, it shows experian FICO8 769 as of: today

 

And amex pulls experian, correct? I think I read that when I was searching on the forums

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Message 3 of 8
BmoreBull
Established Contributor

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F


@potential_image wrote:

Yea, it shows experian FICO8 769 as of: today

 

And amex pulls experian, correct? I think I read that when I was searching on the forums


That's correct. They pull Experian FICO 8. 



Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 4 of 8
potential_image
New Contributor

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F

Sweet, thanks! I'll take that score increase as a sign that I should apply, haha

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Message 5 of 8
potential_image
New Contributor

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F

Got approved for a 2k limit! 

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Message 6 of 8
randomguy1
Valued Contributor

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F

congrats

Message 7 of 8
gdale6
Moderator

Re: What score will amex see when I apply? Discover and Experian app show two different scores for F

As OP has been approved this thread is closed to further comment. Approval thread is here

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-BCE-approval/td-p/6088241
Message 8 of 8
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