Whats my next credit card move?

[Anonymous]

Hey everyone,

I am currently 18, I have had my Discover Student credit card for 4 months. I have been paying my payments on time, as well as carrying a 15% utilization rate for my CC. My credit score is at 730, however, idk what do to speficifically after hitting my 6 months with this student credit card.  Any specific things I can do after, such as a new line of credit? how so? or new credit card, if so which one? Open to anything, thank you. 

[Anonymous]

Have your balance report 7% each month - you're missing out on a scoring tier at 15%. There's a breakpoint at 8.9%, so paying to 7% should keep you under it after interest hits. At six months, check the Amex prequals - you may be a good candidate for them. 

You're doing great so far and at your age, if you maintain things this way you'll have absolutely stellar credit in a few years when it's mortgage time