Whats the easiest credit card to obtain

Anonymous · ‎10-20-2014

My current EQ score is a 635 I have a Capone card its secured with 500 I also have a 40000 car loan

Anonymous · ‎10-20-2014

Try pre approval on cards websites. Then you can see which one you have a chance at or if you like the choice given.

Anonymous · ‎10-20-2014

@Anonymous wrote:
My current EQ score is a 635 I have a Capone card its secured with 500 I also have a 40000 car loan

Do you have your other two scores?

Inquiries?

Bankrupcy?

Derogatory Marks?

Collections?

Other Tradelines? Past, Present.

Income? (For DTI Purposes..since you mentioned the Auto Loan)

Anonymous · ‎10-20-2014

Definitely try the pre approval websites. I had a capital one secured card for a about 18 months then I did the pre approval link an ended up with two unsecured cards.

Anonymous · ‎10-21-2014

I have 8 inquiries my income is 120000 yr I only have car loan and 2 credit lines in good standing

ExplicitElicit · ‎10-21-2014

Have you looked into getting a unsecured card with CapOne? Have you looked into getting a Walmart card, you may qualify and they provide a free Fico score which is great. You may get a low starting CL but with Credit Solutions you have all the opportunity to grow!

Energy One FCU $5,000 (Now Elan Financial)

godscountry · ‎10-21-2014

@Anonymous wrote:
My current EQ score is a 635 I have a Capone card its secured with 500 I also have a 40000 car loan

with that score (also depending on what your other scores look like) and your income...Synchrony would definitely approve you...but I dont know if you would get good limits. Your best bet would be to go for Quicksilver One since you are already with CapOne and go for a card from a credit union.

Current Scores: EX 652 I EQ 688 I TU 696
Cards appear in order of approval

wacdenney · ‎10-21-2014

It is always beneficial to establish a relationship with a credit union. If you are actually in Atlanta I would suggest Georgia's Own Credit Union. The credit unions are often willing to work with you especially if you have a banking relationship with them.

Anonymous · ‎11-01-2014

@godscountry wrote:
@Anonymous wrote:
My current EQ score is a 635 I have a Capone card its secured with 500 I also have a 40000 car loan
with that score (also depending on what your other scores look like) and your income...Synchrony would definitely approve you...but I dont know if you would get good limits. Your best bet would be to go for Quicksilver One since you are already with CapOne and go for a card from a credit union.

With that Income, I'd even try for the QS outright.

Anonymous · ‎11-01-2014

Capital one quicksilver is definitely a must. When you go to capital one's website, make sure that you check the prequalify link first. Since its capital one, it will be a triple pull.