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When does Capital One pull new credit reports/scores (Regarding CLI)?

Anonymous
Not applicable

When does Capital One pull new credit reports/scores (Regarding CLI)?

So I applied for a credit line increase on my 2 capital one cards.  It was decline, with the reason being the credit score, which showed as 646 from a report pulled 2-25-2020

 

I fixed a collection on my credit and paid off a ton of debt and my credit score is up a ton.  it is now 730-750 depedending on the exact score.

 

I applied for a CLI again and was denied again and it said low credit score and showed that it pulled the same score from 2-25-2020 again

 

is it known when they would pull a new score?  its been 8 months since my last CLI

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1 REPLY 1
Remedios
Credit Mentor

Re: When does Capital One pull new credit reports/scores (Regarding CLI)?

Capital One typically performs AR roughly every 4 months or so, and that's the score they will use. 

So, in your case, that's after June 25th, 2020.

 

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