When is the best time to ask for CLI on Sync cards?

[Credit12Fico]

I know you have to have an account atleast 6 months old and 6 months since the last CLI. Should I pay off the balance to $0 before I ask?  

[RSX]

with Sync you can literally ask for a CLI every day

you definitely don't need to pay it down to zero - though you may get a larger CLI if you do

every 6 months plus 1 day may also realize a larger CLI

but there isn't much math to Sync - they give out large CLIs regularly - then sometimes decide the CL is too large...

[arifjk]

I ask every 4 months, but lately I have gotten a maximum limit message. I heard you need to go over the next credit score tier/bracket?

[FinStar]

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@arifjk wrote:

I ask every 4 months, but lately I have gotten a maximum limit message. I heard you need to go over the next credit score tier/bracket?

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No, it has nothing to do with moving into the next credit score tier or bracket @arifjk. It's profile-specific. Some of the factors that can influence such a decision would be: time since the last CLI was approved, current SYNCB exposure relative to income, how often your account is used, internal behavioral score, etc.

[CardGameStrong]

Literally just asked for one, they immediately gave me 1K increase.  My opening line was $500, after 6 months (December 2021) I asked for an increase and they bumped me up to $1000, and today I asked again and they granted me 1K. I was going to wait 6 months til I saw your post, thank you.  

[Credit12Fico]

Yesterday I paid balance down to $0. Today I asked for a CLI on my Paypal card since I know I'll be using it much more with the new 3% category and wanted some utilization padding.  They doubled my credit limit. I asked for $20k but they only gave me $14K. $14K is exactly twice the previous limit that I had.

[Credit12Fico]

 I wonder if they'll close my card because of the CLI It's my only card with them.