When should I app for the Barclays Uber Visa again?

[Anonymous]

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@Shooting-For-800 wrote:

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@Anonymous wrote:
So, I applied for this card in May, and then again in August, and denied both times, reason being too many new accounts. I reconed three times and was each attempt was unsuccessful.

I was told by one of the Credit Analysts that they consider accounts opened at the last 6 months as “new.” However, some DPs on here contradict this.

I was originally going to apply again on Feb. 1, when I will be at 1/6, but still at a staggering 11/12, due to the spree I did between the months of May and July. But now I am wondering if I should wait even longer than that.

I am trying to pick wisely, as my TU is frozen and I will have to pay a small fee to unfreeze it, and because I am trying to minimize unnecessary HPs. What do you guys think? Is 4 more months of gardening enough, or should I garden longer before I pull the trigger again?

Stats:
TU FICO 8: 761
AAoA: 1 year
Inqs: 9 in the last year
Do derogs

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Why do you want Uber so bad?

They are hard to get and when they do approve it is often a ridiculous low limit.

Is there a specific feature you desire that no other card like Savor offers?

Well, unlike the Savor, the Uber Visa has no AF. Also, it offers cellphone insurance, a perk not many cards on the market have. That'd save me about $10 a month on my phone bill. IMO, it's definitely an essential. 

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[Shooting-For-800]

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@Anonymous wrote:

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@Shooting-For-800 wrote:

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@Anonymous wrote:
So, I applied for this card in May, and then again in August, and denied both times, reason being too many new accounts. I reconed three times and was each attempt was unsuccessful.

I was told by one of the Credit Analysts that they consider accounts opened at the last 6 months as “new.” However, some DPs on here contradict this.

I was originally going to apply again on Feb. 1, when I will be at 1/6, but still at a staggering 11/12, due to the spree I did between the months of May and July. But now I am wondering if I should wait even longer than that.

I am trying to pick wisely, as my TU is frozen and I will have to pay a small fee to unfreeze it, and because I am trying to minimize unnecessary HPs. What do you guys think? Is 4 more months of gardening enough, or should I garden longer before I pull the trigger again?

Stats:
TU FICO 8: 761
AAoA: 1 year
Inqs: 9 in the last year
Do derogs

---

Why do you want Uber so bad?

They are hard to get and when they do approve it is often a ridiculous low limit.

Is there a specific feature you desire that no other card like Savor offers?

Well, unlike the Savor, the Uber Visa has no AF. Also, it offers cellphone insurance, a perk not many cards on the market have. That'd save me about $10 a month on my phone bill. IMO, it's definitely an essential. 

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Savor has a $500 sub.  That goes a long way towards AFs.

SavorOne has no AF.

GL!

[Anonymous]

Just curious of your outcome? Did you wait and apply? I just got the Uber Visa with a 670 TU score 4 -5 inq. And probably about 5 new accounts in 2-3 months.

1000 temp limit will know my full sl when card comes.

[Shooting-For-800]

Tough card for sure

[Anonymous]

Crazy how a 670 score can get an uber Visa but 770 can get denied. I know there is more to it but still seems crazy.

[SecretAzure]

Very crazy. Bayclays is really picky. I wonder if having my Ring unused for 9 months hurts or helps my chances at being approved. Thinking of apping in a few days.

[Anonymous]

If you do be sure to post back here and update us.