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Which NFCU CC Should I Get?

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jbsea
Established Contributor

Re: Which NFCU CC Should I Get?

Nice job... Gotta love NFCU

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 21 of 24
EdwardMH
Contributor

Re: Which NFCU CC Should I Get?

Grats, One thing the lady at NFCU mentioned is tey have a Max $50,000 limit on all Credit card accounts combined but that it also included the Checking Line of Credit If I understand right since I have a Cash Rewards at $8,500, Platinum card at $1,500, and the CLOC at $15,000 I can only get my Cards incresed by another $25,000 between the 2 of them or all on one, Should I only raise the Platinum later on as it was the harder to get?

USAA EQ 659 | TU 675 | EX 671, Credit Karma TU 674| EQ 631, Quizzle EQ 674, Credit Sesame EX 674
MyFico Then: 6/2011 EQ 582 | TU 589 | EX 570 MyFico Now: 5/2016: EQ 698 = 698| TU 698 v 712 | EX 665 v 718
Mortgage Score 5 EQ 698, Score 2 EX 693
Future Desired Score: All Credit score sites reporting 750+ Note: ^ = Up from, v = Down from
Message 22 of 24
Anonymous
Not applicable

Re: Which NFCU CC Should I Get?

I am really late to this thread but..

@I80? There is bonus pts on Flagship?!
Message 23 of 24
EdwardMH
Contributor

Re: Which NFCU CC Should I Get?

I never understood bonus points and did not like the $49 annual fee so I went with the Platinum instead (For the potentual lower interest rate later on). So now I have the Cash Rewards Visa and the Platinum Master Card, and $15,000 CLOC (Checking Line of Credit), Bestbuy Credit card to cover having a "Store Card", now I will wait for my Credit score to level out and try for my home loan then once thats done will look into a Chase and AMEX card to finsh out my Credit Cards.

USAA EQ 659 | TU 675 | EX 671, Credit Karma TU 674| EQ 631, Quizzle EQ 674, Credit Sesame EX 674
MyFico Then: 6/2011 EQ 582 | TU 589 | EX 570 MyFico Now: 5/2016: EQ 698 = 698| TU 698 v 712 | EX 665 v 718
Mortgage Score 5 EQ 698, Score 2 EX 693
Future Desired Score: All Credit score sites reporting 750+ Note: ^ = Up from, v = Down from
Message 24 of 24
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