Just received my first CC handled by Comenity. I must say the website layout and the ease of setting it up blows away many of my other lenders. The BT they offer, is the best I've seen! And I have a lot of FIs in my wallet.
I know they have a bad rep around here. But as of now, I'm very impressed!
Don't go crazy getting a bunch of their CCs. Get one and cuddle it.
This is the current BT offered on the William Sonoma Visa.
Mainly a suggestion, there are no guarantees. You mentioned a BT card.
Looks as though your credit history is very young. Comenity seems to cater to those with a young credit history but fairly clean CRs.
I'm not sure if you'd qualify for the Visa version. Which is the one you'd need in order to use for BTs.