@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I will just stick to my quicksilver card.Nothing wrong with doing that, but the quicksilver is a 1.5% card. For certain purchases (e.g. Amazon right now), the Discover IT is a better choice. The Discover cards categories change and it defaults to 1% when not spending on a 5% category, so for other purchases the Quicksilver is a better choice. The Discover IT can work great when one wants to maximize cash back or points due to its 5% categories. When combined with other 5% rewards cards (US Bank Cash+, Barclays Sallie Mae, Chase Freedom, etc), the Discover IT allows for an optimized cash back or cash back/points strategy.
If you want a simple 1 card strategy consider the Citi DoubleCash. Much like the Quicksilver card, but effectively 2% cash back.
He has the QuicksilverONE and that card has a $39 annual fee that in other words means $3.25 each month, so even if he spends enough money to get let's say $4 dollars in rewards each month then he is actually just getting $0.75 Cents in rewards because again the card is costing $3.25 a month just to have it, i think a better choice from CapOne would've been this one
.... http://www.capitalone.com/credit-cards/journey-student/
Love my qs1. Have had it for 2 months and already racked up 20 dollars cash back. 39 dollar fee is paying for itself. In other words...no biggie to spend enough to cover fee quickly...not that hard.
When did this turn into a Discover vs QS debate? That has nothing to do with the original question. But since we're comparing I've racked up $41 and some change in the last three weeks and there is no annual fee to cover so I'll stick with my Discover 
Show me the money!
Show me the money!
Wow. Whats your problem? My point was to the person I quoted that its not that hard to actually benefit from rewards on qs1, regardless of a 39 dollar fee. Smh...so all that sarcasm can take a hike. Take care.
@Anonymous wrote:
When did this turn into a Discover vs QS debate? That has nothing to do with the original question. But since we're comparing I've racked up $41 and some change in the last three weeks and there is no annual fee to cover so I'll stick with my Discover
Show me the money!
Uh I didnt have a problem, if you took it that way nothing I can do about that but my tone wasnt meant to be hostile I shared my opinion and made an observation like everyone else That wasnt sarcasm, simply sharing my thoughts. Enjoy your night
That wasnt sarcasm, simply sharing my thoughts. Enjoy your night
