Will I be pushing my luck with NFCU?

[daddiggingout]

In the past week I am thrilled to say that NFCU approved me for a $10,000 VISA cashrewards and a NAVCHEK for $15,000.  I am taking a cruise in May and must pay the $4200 by March 6th and would love to have this debt go on a travel rewards Visa that NFCU has - will I be considered greedy/desperate for asking for a second Visa so soon after getting approved for the first?  My other cards are a Qiuksilver with a $300 CLI and a Barclays Arrival with a $1500 CLI.  Thoughts and/or suggestions greatly appreciated.

[Anonymous]

Do you mean that you want to apply for another card?

[Anonymous]

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@daddiggingout wrote:

In the past week I am thrilled to say that NFCU approved me for a $10,000 VISA cashrewards and a NAVCHEK for $15,000.  I am taking a cruise in May and must pay the $4200 by March 6th and would love to have this debt go on a travel rewards Visa that NFCU has - will I be considered greedy/desperate for asking for a second Visa so soon after getting approved for the first?  My other cards are a Qiuksilver with a $300 CLI and a Barclays Arrival with a $1500 CLI.  Thoughts and/or suggestions greatly appreciated.

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If you apply for  the Flagship please remember that it will be another HP.  As they gave you $10K for your first card and not the full $25K I would assume that they feel that's the maximum credit that, based on your income and credit that they are willing to extend you.

Id suggest that you wait for at least 3-6 months before applying for another card.  Whether you put the $4200 on the cash rewards card that you have or the Flagship you're still receiving rewards back.

[daddiggingout]

Thanks much for the feedback.  I will wait until after the three month mark and will by then have charged and paid off an average of $8,000 within each billing statement.  Out of curiousity, approximately how much of a score boost will I see once the two NFCU products report for the first time?  

[Anonymous]

I would and will personally wait until flagship is offering a bonus to app for it.

[lincar66]

If someone tell you how many points they would be fibbing lol it fully depends on profile you could gain or lose points