heya FICOers, i needed some guidance trying to improve a low credit limit i have with Disco, they have given me a great journey being it was my first CC (secured then) when i was 18, so i definitely can’t hate.. fast forward a year and some change im “stuck?” with a 2k limit that was unsecured and increased back in july... and i request increases often. TU 733 currently
in change since i’ve been with AMEX since November 2019 i’ve rotated away from Disco and put about 60-65k through AMEX eco and recently found out i have a 30-35kish “NPSL” on plat and a revolver that was 61day’d from 4 to 12k.
Amex love is real.. how can i get miss disco to follow you guys think? before my time with amex i ran like 70-80kish in charges (most with a $500 secured and a Post-July $2000 unsecured limit, it was soo annoying and still used debit majority during this time :/)with Disco during the year.. scores are meh cause my inquiries but im still 700+ all three.. any tips on how i can break that “insufficient experience with current credit limit“ line? main goal for now is just $8,000 on Disco since its just a 5% card and my OCD for 14k TCL will kill me..
thanks all