Woohoo!! I got my denial letter from Blispay!!

[Benzman]

Yep, got my denial letter too!

Your credit score: 675
Key factors:
Length of time accounts have been established
Number of recent inquires
Prop of loan balances to loan amounts.

Me having 51 inquiries and a lot of new cards cut my throat on this one!

[Anonymous]

It's funny you got knocked also for having an outstanding loan. And, they dinged me for not having a loan?....Geez!!😥

[_NERD]

Buttholes

[Anonymous]

The loan denial is an installment loan response, so I don't think they're caring about your cc's.
Really does seem like they're an installment loan after all. Which is bananas.

[Anonymous]

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@Anonymous wrote:
It's funny you got knocked also for having an outstanding loan. And, they dinged me for not having a loan?....Geez!!😥

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Neither of you were denied for those reasons. That's just a plugin denial code. It's the overall profile that results in the denial, not the individual reasons listed.

[Anonymous]

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@Anonymous wrote:
With all of the approvals lately, I had to say that...lol!!

LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED (yeah.. I have several new accounts within the last 5 months).

LACK OF RECENT INSTALLMENT LOAN INFORMATION (um...I'm not taking out a loan for you).

NUMBER OF RECENT INQUIRIES (I admit...49 inquiries on Experian in the last 2 years).

Oh well....another one bites the dust. I'll just be happy with all of my other new accounts that I got in the last month (Amex Gold Delta Skymiles, Amex Hilton HHonors, Amex Green, Cabelas Visa, and my $15,000 John Deere account. I'm still tickled about that one.

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I got mine today. It said I was denied because THEY COULD NOT VERIFY IDENTITY.  They refused my offer to send in notarized verification of identity and residence when I talked to them after the computer said to call they needed more information.  Sounds like they don't want to verify identity, not that they can't. Oh well. I am now blissfully free of the Blispay stress.

[woodyman100]

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@Anonymous wrote:
With all of the approvals lately, I had to say that...lol!!

LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED (yeah.. I have several new accounts within the last 5 months).

LACK OF RECENT INSTALLMENT LOAN INFORMATION (um...I'm not taking out a loan for you).

NUMBER OF RECENT INQUIRIES (I admit...49 inquiries on Experian in the last 2 years).

Oh well....another one bites the dust. I'll just be happy with all of my other new accounts that I got in the last month (Amex Gold Delta Skymiles, Amex Hilton HHonors, Amex Green, Cabelas Visa, and my $15,000 John Deere account. I'm still tickled about that one.

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Awww 49 shmorty nine. Taint nuttin!

[woodyman100]

Samac wrote:
Me too!

"Your credit score: 754
Key factors:
Length of time accounts have been established
Number of recent inquires
Prop of loan balances to loan amounts"

My average credit history is 2 years, 9 inquires, and I have a student loan in deferment.
Buttholes.
Least I got a marvel.

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Bahahahahahahahaha  

[lindsaydruart]

49 is child's play. I have 85 EX INQs. 22 from Amex alone.

[Anonymous]

I haven't giggled this much about the word "buttholes" since I was in elementary school!