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Woohoo!! I got my denial letter from Blispay!!

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Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

Buttholes

3B profile optimization in progress...
Message 31 of 40
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Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@_NERD wrote:
Buttholes

+1

Message 32 of 40
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Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

Try amex and chase slate i have seen approve with 49 HP
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 33 of 40
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Valued Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

What is with the six-month inquiries? I have three in the last 6 months but 30 the past 18. They see all.

The next question is to wonder if 60 days is enough to try again, or 90,180 etc.
Open one, close three. Open one, close three.
Message 34 of 40
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Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

6o daya
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 35 of 40
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Super Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@TRC_WA wrote:

49....

 

Wow.


+1, and I thought I was looking at adverse.

Signature needs updating
Message 36 of 40
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Super Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@Samac wrote:
I absolutely am headed there, and have every intention to stay there for at least 6 months. If it's still around I might try again in a year.
And sorry I'm lacking in the quotes. My mobile device hates this site lol

That sounds like good plan.  Interested in how this company evolves (or devolves).

Signature needs updating
Message 37 of 40
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Frequent Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

 
7/16 Fico8 - 672eq/707tu/692ex Inq/19tu, 13eq, 11ex bk6/12 / Accts Kohls 1K, Cap1 QS 4.3K, Cap1 QS 3.75K WMSC 6K, CU 3.5K, Bcly 2K, WMMC 8K, Disc 5K, LL Bean 2.5K Blispay 2K, Sam's MC 8K, Marvels MC 8K, Stash Visa 8K, PPMC 6K, Ebates Visa 8K
Message 38 of 40
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Frequent Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

When we get denied for any type of credit, it's not just 1 thing or 5 things its our overall credit profile against their accepted profile. Maybe 49 inq.... omg Smiley Wink ... is ok but they might want to see some installment history for a better profile. Or if you have multiple installment loans and 1 cc they might denie you for that as well.

You profile will fir some ccc's to a T, and others you might fall short. Just because there was a Blispay and marvels craze doesn't mean its just easy pickins... as with any card some get approved and some don't.

I went on a spree last month... i got marvels, blispay, wmmc, scmc, LL Bean. Not bad
But....
I was denied chase, amex, boa, shellmc

So i fit some profiles good and some told me im still a F*** up.

But we dont know for sure until we try.... and try and try
7/16 Fico8 - 672eq/707tu/692ex Inq/19tu, 13eq, 11ex bk6/12 / Accts Kohls 1K, Cap1 QS 4.3K, Cap1 QS 3.75K WMSC 6K, CU 3.5K, Bcly 2K, WMMC 8K, Disc 5K, LL Bean 2.5K Blispay 2K, Sam's MC 8K, Marvels MC 8K, Stash Visa 8K, PPMC 6K, Ebates Visa 8K
Message 39 of 40
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Valued Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@micheland30 wrote:
49 is chump change! Someone else on this board actually GOT approved with 90. Go figure!!😲

Whaaat? 90 for sure would be the highest I've ever seen anyone have, let alone getting approved with that amount.

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 40 of 40
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