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Woohoo!! I got my denial letter from Blispay!!

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_NERD
Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

Buttholes

3B profile optimization in progress...
Message 31 of 40
Anonymous
Not applicable

Re: Woohoo!! I got my denial letter from Blispay!!


@_NERD wrote:
Buttholes

+1

Message 32 of 40
juniornj23
Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

Try amex and chase slate i have seen approve with 49 HP
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 33 of 40
Anonymous
Not applicable

Re: Woohoo!! I got my denial letter from Blispay!!

What is with the six-month inquiries? I have three in the last 6 months but 30 the past 18. They see all.

The next question is to wonder if 60 days is enough to try again, or 90,180 etc.
Message 34 of 40
juniornj23
Established Contributor

Re: Woohoo!! I got my denial letter from Blispay!!

6o daya
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 35 of 40
Imperfectfuture
Super Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@TRC_WA wrote:

49....

 

Wow.


+1, and I thought I was looking at adverse.

Signature needs updating
Message 36 of 40
Imperfectfuture
Super Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@Samac wrote:
I absolutely am headed there, and have every intention to stay there for at least 6 months. If it's still around I might try again in a year.
And sorry I'm lacking in the quotes. My mobile device hates this site lol

That sounds like good plan.  Interested in how this company evolves (or devolves).

Signature needs updating
Message 37 of 40
Anonymous
Not applicable

Re: Woohoo!! I got my denial letter from Blispay!!

 
Message 38 of 40
Anonymous
Not applicable

Re: Woohoo!! I got my denial letter from Blispay!!

When we get denied for any type of credit, it's not just 1 thing or 5 things its our overall credit profile against their accepted profile. Maybe 49 inq.... omg Smiley Wink ... is ok but they might want to see some installment history for a better profile. Or if you have multiple installment loans and 1 cc they might denie you for that as well.

You profile will fir some ccc's to a T, and others you might fall short. Just because there was a Blispay and marvels craze doesn't mean its just easy pickins... as with any card some get approved and some don't.

I went on a spree last month... i got marvels, blispay, wmmc, scmc, LL Bean. Not bad
But....
I was denied chase, amex, boa, shellmc

So i fit some profiles good and some told me im still a F*** up.

But we dont know for sure until we try.... and try and try
Message 39 of 40
RonM21
Valued Contributor

Re: Woohoo!! I got my denial letter from Blispay!!


@Anonymous wrote:
49 is chump change! Someone else on this board actually GOT approved with 90. Go figure!!😲

Whaaat? 90 for sure would be the highest I've ever seen anyone have, let alone getting approved with that amount.



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 40 of 40
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