Yamaha Denied

[B335is]

I suppose it's time to stop.  They pulled TU and appear to have a very different scoring model from Walmart (751), this says 575...hmm.

[FinStar]

Crap.  Oh well, at least you gave it a shot.  I think that looks like a form of vantage score? (based on the range). Definitely not TU FICO04 or FICO08.

[B335is]

Yeah the TU pull surprised me.  Nothing negative, besides the truck load of new accts.

[CreditCuriosity]

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@FinStar wrote:

Crap.  Oh well, at least you gave it a shot.  I think that looks like a form of vantage score? (based on the range). Definitely not TU FICO04 or FICO08.

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very well could be vantage especially since vantage is so inquiry sensitive and new account sensitive.. That is the only way that score even comes close to making sense..  

[Ron1]

Sorry about your denial. They usually pull EQ. TU pull was a big surprise. 

Ron.

[CreditMagic7]

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@B335is wrote:

Yeah the TU pull surprised me.  Nothing negative, besides the truck load of new accts.

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Too many new accounts is what Citi just put in my Document Center after i tried for a CLI today. Synchrony toughened up on me too Ugh

[pizza1]

well darn...Sorry

[MarineVietVet]

This sounds like a FICO NextGen Risk Score. They range from 150-950.

VantageScore 2.0 ranges from 501-990.

VS 3.0 is 300-850.

Did the letter not say whether it was a FICO score specifically?

[Anonymous]

I believe Dell uses that system too. They had one of my scores well over 100+ points lower than my Fico 08 score

[FinStar]

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@MarineVietVet wrote:

This sounds like a FICO NextGen Risk Score. They range from 150-950.

VantageScore 2.0 ranges from 501-990.

VS 3.0 is 300-850.

Did the letter not say whether it was a FICO score specifically?

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Thanks for clarifying MarineVietVet!  So many scores, so little time.  Yes, on quick glance I had it mixed up with VantageScore.