Thabks for the additional Disc knowledge. I did go to the prequal space and was given two differnt card offers. I can’t remember what they were at this time but one was the IT card. I have one dispute waiting to get reviewed and removed off my EQ and EX report (which I feel will happen because Tran did it last Oct). I have seen my Tran score improve by 17 points and am hoping the others will follow. Do you think I should wait till their is a response on my disput (22+/- days from now) and see what other cards might be available to me? OR would you get the Disc now and in 30 days apply for a differnt card I may qualify for? I would really like a card I can use in Europe and it seems that would be Visa or MC.
Thanks for giving of your time to respond.