amex give me opportunity to upgrade my blue card

[xautodetail]

Hi all receiver email from amex to let me upgrade my Blue cash card we No AF and balance carry if i want to Blue Cash Preferred we 75 AF some benefit you you are sink 

[Anonymous]

Do you spend enough at supermarkets and gas stations a year to make it worth the $75 annual fee?

[Anonymous]

Yes I agree. Give it some thought. It gives 6% back at grocery stores and 3% back on gas. Basically if you spend say $1500 at grocery stores in a year, that more than pays for AF 

[Anonymous]

Indeed. Also buy yourself fuel gift cards, Subway, etc at the market to eek out more

[degs138]

(yearly spend at grocery stores * .03) + (yearly spend at department stores * .01) + (yearly spend on gas *.01) > $75.

If you use that formula and you are not greater then 75 then just stick with the Blue Cash Everday.

[degs138]

I don't condone manufactured spending but I do buy gift cards only at supermarkets now because I get 6% back.  The places i go to most I carry gift cards.  Starbucks, applebees ect at the end of the year I buy them so I use up my 6k.

[Anonymous]

That isn't ms. Redeeming gift cards for cash turning around making payment for sole purpose for points or casback is ms.

[xautodetail]

Guys thank you by yess i normal in Grocery is 200 to 300 WK and the gas about 400 for month any family of 4 is go to 600 to 1000 on supermarket for Mouth by i don't see the point pay 75 AF so thank you all i keep my 0 AF 

[degs138]

---

@Anonymous wrote:
That isn't ms. Redeeming gift cards for cash turning around making payment for sole purpose for points or casback is ms.

---

Ok, I wasn't sure what is and what isn't MS.  It's a fine line on some of these boards.  I only use credit cards so i can get free money.  I don't ever need to MS to hit bonuses.  I just get gift cards at cub if they have one I know I will use.  I usually hit around 5k a year at the grocery store so I just load up Dec 24th with gift cards.