just got a CLI from NFCU three days ago and currently 7k from the 80k limit, thinking of applying for the rest on the NFCU Black card(flagship) within a week or so, was just told by NFCU the application wait times(90 days I think) to increase approval odds, with an outstanding credit file(7% dti, 1% util out of 107k limit, excellent income, scores over 750), do i still run the risk of being denied?? what will trigger an automatic approval of an online application once you complete it?? I was able to get the CLI the other day with my files being locked and frozen, thanks!
