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barclays approval odds

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Anonymous
Not applicable

barclays approval odds

transunion fico 08**621- transunion fico bankcard 08**639- and transunion bankcard 04** 676


9 inquiries

2 new accounts this month, credit history 7 yrs avg age 2 yr 4 months, no late payments in over a yr and it was only one 30 day. 1 unpaid collection for $1300 5 yrs old and 1 charge off $13,400 5 yrs ago also.

do i have a chance for barclays?

Message 1 of 6
5 REPLIES 5
fltireguy
Valued Contributor

Re: barclays approval odds


@Anonymous wrote:

transunion fico 08**621- transunion fico bankcard 08**639- and transunion bankcard 04** 676


9 inquiries

2 new accounts this month, credit history 7 yrs avg age 2 yr 4 months, no late payments in over a yr and it was only one 30 day. 1 unpaid collection for $1300 5 yrs old and 1 charge off $13,400 5 yrs ago also.

do i have a chance for barclays?


I was approved for Barclays Rewards with a similar profile about 6 months ago.. good luck

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 6
Anonymous
Not applicable

Re: barclays approval odds

I was recently approved with Barclay's . SL 2k TU: 643 & 5 INQ. I have 2 collections on my TU from 08/09 aaoa 1 yr. May the force be with you my friend. LOL!
Message 3 of 6
silkysean
Regular Contributor

Re: barclays approval odds

You should be able to get in but will be a low SL and they will watch you like a Hawk with them soft pulls on your credit file 

Message 4 of 6
Anonymous
Not applicable

Re: barclays approval odds

You just never know with Barclays! I have seen people with 750 scores get denied for having too many new accounts but I have also seen people with 650 scores get it with more credit issues....Barclays is very strange and i have never been able to figure them out.

Message 5 of 6
fltireguy
Valued Contributor

Re: barclays approval odds

Just curious - why Barclays?

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 6 of 6
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