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i have pursued an application with barclays for nearly 8 years. i do not have any cards with them ever.
yesterday i applied for their choice priviliges signature card with a bonus offer of 64k miles or points & check status today and found that they denied.
i have applied for barclays every two years once in the last 12 years & i cant find them approve me for any card whatsoever.
Barclays is disgusting.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
its been 12 years & i always only make 1 app every two years & every time an application is made i find myself rejected for it. I started with their Barclays NFL to Apple and few days ago i targeted choice priviliges for barclays (64k points earning) and i did many many improvements on what profile FinStar put up in a link here & figured i m ready for a TU pull on barclays with just one inquiry & 752 Tu Fico 08 score 29% utility AAoA nearly 5 years however, looks like that wasn't enough for approval. I do not have any bad history with barclays.
Its been a disappointment, i was approved for Cap1 Venture in April 2018 & the only inquiry on TU for 2018.
Figured i was ready for Barclays. i guess not.
@AverageJoesCredit wrote:
Actually its time to blacklist them. That many times and nothing says something. To be fair i have that stupid cant get enough no from Penfed. I feel your pain.
Except the OP hasn't shared those actual reasons for being declined (including the previous attempt). If the OP was really that 'disgusted' with the lender, why even entertain the idea of applying for one of their loans as mentioned in another thread?
But like anything else credit-related, there's plenty of other options out there 👍
@Anonymous wrote:its been 12 years & i always only make 1 app every two years & every time an application is made i find myself rejected for it. I started with their Barclays NFL to Apple and few days ago i targeted choice priviliges for barclays (64k points earning) and i did many many improvements on what profile FinStar put up in a link here & figured i m ready for a TU pull on barclays with just one inquiry & 752 Tu Fico 08 score 29% utility AAoA nearly 5 years however, looks like that wasn't enough for approval. I do not have any bad history with barclays.
Its been a disappointment, i was approved for Cap1 Venture in April 2018 & the only inquiry on TU for 2018.
Figured i was ready for Barclays. i guess not.
Are you sure that everything updated if you made "improvements " because that thread is only four weeks old.
You listed your income as $1000. Its possible when housing payment and your minimums are added , your DTI becomes too high for their liking