I agree FinStar. Don't take it personal OP. There could be all kinds of reasons. But I find the link to that other thread interesting that FinStar attached. What you may want to do is dig into why they are denying you and see if you can take action.
Two things right of the bat I am curous of are your Fico scores, and the denial reasons they send you each time. Are the reasons fairly legit? Are your scores within decent range?
From there, the rest of your profile would need to be taken into consideration, like if there are any lates or derogs on there, high utilization, or even collections. Many factors can be involved.
Two things right of the bat I am curous of are your Fico scores, and the denial reasons they send you each time. Are the reasons fairly legit? Are your scores within decent range?
From there, the rest of your profile would need to be taken into consideration, like if there are any lates or derogs on there, high utilization, or even collections. Many factors can be involved.
Actually its time to blacklist them. That many times and nothing says something. To be fair i have that stupid cant get enough no from Penfed
. I feel your pain.
. I feel your pain.
@AverageJoesCredit wrote:
Actually its time to blacklist them. That many times and nothing says something. To be fair i have that stupid cant get enough no from Penfed
Except the OP hasn't shared those actual reasons for being declined (including the previous attempt). If the OP was really that 'disgusted' with the lender, why even entertain the idea of applying for one of their loans as mentioned in another thread?
But like anything else credit-related, there's plenty of other options out there 👍
Wow! Congrats OP! How lucky must you be to continuously dodge that Barclays bullet going on 8 years now!
