capital one LUV button....help!

Anonymous · ‎02-12-2016

I have 3 capital one cards, the oldest is 10 months old and the other 2 are 5 months old.

I get the LUV button at 2 months on my QS cards and they increased my $1000 witch i was super happy with.

I recently have been hiting the love button every week or so and i'm getting no love!

Should i continue to hit the LUV button???

EQ-630 Trans-622 EX-633

dragontears · ‎02-12-2016

With Cap1 generally you are not elegible for another CLI until 6 months after your last one.

Anonymous · ‎02-12-2016

@Anonymous wrote:
I have 3 capital one cards, the oldest is 10 months old and the other 2 are 5 months old.
I get the LUV button at 2 months on my QS cards and they increased my $1000 witch i was super happy with.
I recently have been hiting the love button every week or so and i'm getting no love!
Should i continue to hit the LUV button???
EQ-630 Trans-622 EX-633

Every week is a bit much but you can keep trying. Keep in mind that just because they gave you CLIs before doesn't mean that you'll get another one right away. Often you must wait 6 months or even longer to get another one.

Anonymous · ‎02-12-2016

Does it hurt anything to keep trying?

Anonymous · ‎02-12-2016

just your feelings when its denied lol.

keep in mind your scores are still kinda low as well and they need to feel there's a reason to issue you one. not just because everyone else gets one...

Loquat · ‎02-12-2016

@Anonymous wrote:
just your feelings when its denied lol.

LOL! Your comment made me giggle...but it's so true. OP, CapOne isn't known for showing luv any more than once every 6 months or so. New accounts in credit steps may see 2 in a 6 month period...and sometimes that doesn't even happen.

Anonymous · ‎02-12-2016

people sometimes just get so carried away with trying for increases they come of slightly desperate. and a lot of times you'll notice they spend maybe $300 on the card and the limit is over $1,500 but they get upset it won't grow. well if you use it more they may feel you're worthy of growth. wanting a CLI and needing a CLI are different.

Anonymous · ‎02-12-2016

@Anonymous wrote:
Should i continue to hit the LUV button???

As others have mentioned and you can also search the forums, once CLI is granted, next one is usually granted after 6 months.

Since you appear to be a curious soul, I purpose an experiment, for science of course and maybe adding to the knowledge of myFICO community. Imagine, every time you press the love button, a hammer swings at cap one, trying to break the barrier that is preventing you from getting CLI. So, let's increase the swinging, say, 6-8 times a day. I assure you, something will happen. Of course, you will have to do this on your own accord, since this is a horrible suggestion on my part. Results of this experiment will range from someone from cap one knocking on your door and demanding that you hand over the card, to utter silence. Please don't forget to document all actions and consequences. Good luck and godspeed.

UncleB · ‎02-12-2016

@Anonymous wrote:
just your feelings when its denied lol.

keep in mind your scores are still kinda low as well and they need to feel there's a reason to issue you one. not just because everyone else gets one...

+1

I'll also add that usage seems to also have an impact... I've always received my most generous CLIs with Capital One after significant usage (and PIF each month). This isn't set in stone, but it seems to be effective for many folks around here.

bk510 · ‎02-12-2016

@Anonymous wrote:
@Anonymous wrote:
Should i continue to hit the LUV button???
As others have mentioned and you can also search the forums, once CLI is granted, next one is usually granted after 6 months.

Since you appear to be a curious soul, I purpose an experiment, for science of course and maybe adding to the knowledge of myFICO community. Imagine, every time you press the love button, a hammer swings at cap one, trying to break the barrier that is preventing you from getting CLI. So, let's increase the swinging, say, 6-8 times a day. I assure you, something will happen. Of course, you will have to do this on your own accord, since this is a horrible suggestion on my part. Results of this experiment will range from someone from cap one knocking on your door and demanding that you hand over the card, to utter silence. Please don't forget to document all actions and consequences. Good luck and godspeed.

I like that "hammer" analogy........Well said,