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credit solutions CLI request resulted in HP

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glamchick
Established Contributor

Re: credit solutions CLI request resulted in HP

Thanks for the information Smiley Happy

 

Stash and Marvel have both posted on my credit reports as of yesterday.  Can I still try to request a CLI or should I wait till the cards arrive?

Gardening since 5/3/2016
Message 31 of 54
MyLoFICO
Valued Contributor

Re: credit solutions CLI request resulted in HP


@glamchick wrote:

Thanks for the information Smiley Happy

 

Stash and Marvel have both posted on my credit reports as of yesterday.  Can I still try to request a CLI or should I wait till the cards arrive?


Go ahead and call. If they haven't banned me, they won't even blink when you call. lol They know me by name and annual income. Smiley Embarassed


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 32 of 54
MyLoFICO
Valued Contributor

Re: credit solutions CLI request resulted in HP

Ask for $35K for each card


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 33 of 54
glamchick
Established Contributor

Re: credit solutions CLI request resulted in HP

OMG Im so excited!!!    But I have to make sure they don't pull a HP which they did to me the other day twice!

 

So when you call they already know your name they don't even say Hello LOL.  Thats funny!

 

what is the highest limits for Stash and Marvel?   I think the number I called was a different number so hopefully this works.

Gardening since 5/3/2016
Message 34 of 54
MyLoFICO
Valued Contributor

Re: credit solutions CLI request resulted in HP


@glamchick wrote:

OMG Im so excited!!!    But I have to make sure they don't pull a HP which they did to me the other day twice!

 

So when you call they already know your name they don't even say Hello LOL.  Thats funny!

 

what is the highest limits for Stash and Marvel?   I think the number I called was a different number so hopefully this works.


Yeah these should be SP's and those numbers should do just that for you. Yeah i think they hate me. I told them I wanted 25K for a new grill and a broom. When they countered with 12k I said the broom can wait but the grill is mine! They never catch the humor but I keep trying. Recently they upgraded to 17K and i told them I was going to buy something stupid like a screwdriver and a plant. I don't remember what it was exactly. Makes me laugh when I get off the phone but they have not laughed. Not yet at least. I keep trying. 

 

I think the highest on a card with them is 35k. 100k is maximum exposure for Synchrony Bank so if you get that high don't waste your time apping for their other cards. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 35 of 54
Loquat
Moderator Emeritus

Re: credit solutions CLI request resulted in HP


@MyLoFICO wrote:

@glamchick wrote:

Thanks for the information Smiley Happy

 

Stash and Marvel have both posted on my credit reports as of yesterday.  Can I still try to request a CLI or should I wait till the cards arrive?


Go ahead and call. If they haven't banned me, they won't even blink when you call. lol They know me by name and annual income. Smiley Embarassed


Hahaha!   That made me giggle!

Message 36 of 54
glamchick
Established Contributor

Re: credit solutions CLI request resulted in HP

haha so should I call and say I need a grill really bad, pleaseeeee give me 25K lololol.

 

So I will request the CLI before apping for the Ebates.

 

thanks!

Gardening since 5/3/2016
Message 37 of 54
MyLoFICO
Valued Contributor

Re: credit solutions CLI request resulted in HP


@glamchick wrote:

haha so should I call and say I need a grill really bad, pleaseeeee give me 25K lololol.

 

So I will request the CLI before apping for the Ebates.

 

thanks!


Before or after works. I keep trying to get them to say something other than their script. That is going to be my favorite rep over there of all time and I will ask for them by name from that point on lol.


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 38 of 54
glamchick
Established Contributor

Re: credit solutions CLI request resulted in HP

Hey they might even offer you a job since you know their script LOLOLOL.

 

Do they have turn you down for CLI's  When I called before they said they couldnt verify me and would send a letter but that was the other 800 number I called.

 

 

Gardening since 5/3/2016
Message 39 of 54
MyLoFICO
Valued Contributor

Re: credit solutions CLI request resulted in HP


@glamchick wrote:

Hey they might even offer you a job since you know their script LOLOLOL.

 

Do they have turn you down for CLI's  When I called before they said they couldnt verify me and would send a letter but that was the other 800 number I called.

 

 


As long as you have a cell # they can text a 5 digit code to, you are golden. They send it, you read it to them and bam, CLI. If they deny one card CLI move on to the next. each card seems to have it's own tiers. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 40 of 54
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