discover pre qual & grudges

[Anonymous]

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@FinStar wrote:

But, if other individuals choose to manage (or micromanage) their [AZEO] reported utilization and it's working with measurable results, that's their choice.

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Yes, absolutely. Same thing goes for people who want 40 cards or just 2 cards.

And @Horseshoez , I appreciate your data points on AZEO from a different scorecard. These always help in some way.

[Anonymous]

I burned Discover myself in BK7. The amount was $1300. 3 years since discharge I've applied twice, once for their secured card and was denied both times. I now try the preapproval every 6 months and get the same message, status of prior account. 

It seems Discover is very YMMV. People have burned Discover for various amounts and gotten back in. I've seen threads on here and it's usually 4-6 years after burning them from what people have shared. Others continue to have issues though.