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no luv from Cap1

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Anonymous
Not applicable

no luv from Cap1

No luv for me from Cap1 on either of my cards. Congrats to everyone else though!
Message 1 of 9
8 REPLIES 8
Creditwiser
Valued Contributor

Re: no luv from Cap1

So was the luv button a no go ?  how long have you had the card?  current limit?  They give a previous CLI ?  Credit steps?   Cap 1 is making me wait it out. I recently completed 5th statement on one card and yesterday the 5th cut on another. Im in Credit steps and they told me a CLI can happen anytime between 5th and 7th statement.

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 2 of 9
MortgageMinded
Frequent Contributor

Re: no luv from Cap1

I got the QS card on the 6th statement I got a HUGE increase. Hang in there, it seems like it takes forever. Also, now I am in the dark as to when the next time I will be up for a CLI and what that amount might be.

Starting Score: Jan 2014 EQ: 595 TU: 575 EX: 550
Current Score: Feb 2015 EQ: 615 TU: 650 EX: 643
Goal Score: Hoping to join the 700 Club this year!


Take the myFICO Fitness Challenge
Message 3 of 9
Habibimo
Regular Contributor

Re: no luv from Cap1

Everytime I see a Cap1 CLI no-go, it reminds me of a MJ song "You are not alone..."
|| Amex BCE $18,000 || QuickSilver WMC $8,500 || Freedom Visa Signature $10,000 || Discover IT $11,800 || BestBuy $2,800 || Venture Visa Signature $17,750 || NASA FCU Platinum Cash Rewards $7,000 || Amazon Store Card $20,000 || Overstock $11,500 || Lowe's $25,000 || NFCU Platinum $9,600 || Chase Marriott $10,000 || Chase FU $15,7000 || NFCU CLOC $15,000 ||
Message 4 of 9
JoshuaHolySpirit
Frequent Contributor

Re: no luv from Cap1

Is REQUEST SUBMITTED, wait for doc, a No Go???

Yeah figured so. I am joining this thread club, if any.

Capital One QS1, Capital One Journey, Williams-Sonoma Visa, Amex Travelocity, Chase Slate, Amex SPG, Amex Blue Sky, Bank of America Travel Rewards, JCPenney...and more ( Holy Spirit rocks-!! ) TU-Fico-777
Message 5 of 9
chalupaman
Super Contributor

Re: no luv from Cap1

Count me in. They haven't given me crap. Maybe in the next two months they will change their tune.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 9
Anonymous
Not applicable

Re: no luv from Cap1

My 6th statement is about to cut for my Cap One cards, i'm really hoping they give me a good increase.  

Message 7 of 9
Anonymous
Not applicable

Re: no luv from Cap1

Same for me. Both cards. Denied three times each in the last few days.

Message 8 of 9
Habibimo
Regular Contributor

Re: no luv from Cap1

@JoshuaHolySpirit
So far with me and a couple co workers, its always been a no-go. But YMMV... Hopefully you get a CLI..
|| Amex BCE $18,000 || QuickSilver WMC $8,500 || Freedom Visa Signature $10,000 || Discover IT $11,800 || BestBuy $2,800 || Venture Visa Signature $17,750 || NASA FCU Platinum Cash Rewards $7,000 || Amazon Store Card $20,000 || Overstock $11,500 || Lowe's $25,000 || NFCU Platinum $9,600 || Chase Marriott $10,000 || Chase FU $15,7000 || NFCU CLOC $15,000 ||
Message 9 of 9
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