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Hi All,
I just bought a new car with a auto finance.
The loan still does not appear on my credit report, will take another week or two for bank to setup account and send welcome package.
The credit report shows new credit inquiries.
My credit utilization is <10% on total about 10K credit limit among 3 credit cards, while "borrowing power" shows that I could be approved for additional 15K.
My question is, should I apply for a new credit card?
These details don't really tell us enough to provide guidance. Do you know your FICO scores...not Vantage Scores and what cards or banks are you considering?
Do you *need* another card? Not trying to be sarcastic, just trying to make you think critically about needs vs wants.