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"Approved" Chase Freedom Unlimited Being Reviewed

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mrfufoppss
Frequent Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed

Imma say your wrong on that you can call the Fraud department and Get a decision immediately when i applied i had the same response 30days i called chase and was told to contact the Fraud Department in which i went in Branch and Had the Banker call them and pass me the phone answered a few questions and was approved. I applied on a Saturday was approved on monday because they are closed during weekends if i recall right




AOD FCU PLOC 10,000
NAVY FED CLOC 3000

Message 11 of 21
coldfusion
Community Leader
Mega Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed


@mrfufoppss wrote:

Imma say your wrong on that you can call the Fraud department and Get a decision immediately when i applied i had the same response 30days i called chase and was told to contact the Fraud Department in which i went in Branch and Had the Banker call them and pass me the phone answered a few questions and was approved. I applied on a Saturday was approved on monday because they are closed during weekends if i recall right


Imma say you need to go reread my post more carefully, particularly the part about requesting a status check during weekday business hours may trigger an immediate once over.

 

A Chase application referred for additional handling (i.e. not immediate approval/denial) transitions to 30 day status until it has been reviewed.  After review it is bucketed as either an approval, 14 day status (recommended approval pending final signoff) or 7-10 days (denial or needs additional information to review).  

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 12 of 21
CarbonCard
Established Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed


@mrfufoppss wrote:

Imma say your wrong on that you can call the Fraud department and Get a decision immediately when i applied i had the same response 30days i called chase and was told to contact the Fraud Department in which i went in Branch and Had the Banker call them and pass me the phone answered a few questions and was approved. I applied on a Saturday was approved on monday because they are closed during weekends if i recall right


This reminded me back then when I get a 30 day notice, I would look for the "backdoor number" if I'm really motivated to get that card. Should I just go to a branch or look for the backdoor #? I haven't done that in years.

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

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Message 13 of 21
coldfusion
Community Leader
Mega Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed

If there is a branch conveniently close to you I would go to the branch and bring with you supporting ID like your drivers license, SSN card, passport if you have one, and a copy of a utility bill like a cable/electric/gas/water (not cell phone) bill or a copy of your lease with your name on it that lists your current address.   That way if there is a verification issue you'd be able to deal with it right then and there.

 

 

 

 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 14 of 21
CarbonCard
Established Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed


@coldfusion wrote:

If there is a branch conveniently close to you I would go to the branch and bring with you supporting ID like your drivers license, SSN card, passport if you have one, and a copy of a utility bill like a cable/electric/gas/water (not cell phone) bill or a copy of your lease with your name on it that lists your current address.   That way if there is a verification issue you'd be able to deal with it right then and there.

 

 

 

 


I actually ended up calling Chase's Verification/Fraud Dept. Called the # around 7:30AM PST and I didn't have to wait. Unfortunately, the call quality is horrible and the rep I talked to ended up putting me on hold for 30 mins for the next available rep... 30 mins later, someone finally answered my call, which turned out to be just a regular CS.. She then transferred me to another analyst/specialist. Unfortunately again, the call quality is horrible and half of the time I kept asking to repeat herself... I also missed/didn't hear why they didn't approve me in the first place but I think they just need to check that I actually applied since the rep asked for my mobile # and they sent a verification code, in which I had to tell her. After that, I was on hold again for awhile... Then boom, approved for $9.6k SL!

 

Other than the terrible call quality, I think everything went well!

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 15 of 21
Girlzilla88
Valued Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed

@CarbonCard     I knew it Smiley Very Happy   Congrats on your Approval!!!    Now you need to make an Approved Listing Smiley Very Happy







Message 16 of 21
AllZero
Mega Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed

Congratulations on your approval!
Message 17 of 21
M_Smart007
Legendary Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed


@CarbonCard wrote:


I actually ended up calling Chase's Verification/Fraud Dept. Called the # around 7:30AM PST and I didn't have to wait. Unfortunately, the call quality is horrible and the rep I talked to ended up putting me on hold for 30 mins for the next available rep... 30 mins later, someone finally answered my call, which turned out to be just a regular CS.. She then transferred me to another analyst/specialist. Unfortunately again, the call quality is horrible and half of the time I kept asking to repeat herself... I also missed/didn't hear why they didn't approve me in the first place but I think they just need to check that I actually applied since the rep asked for my mobile # and they sent a verification code, in which I had to tell her. After that, I was on hold again for awhile... Then boom, approved for $9.6k SL!

 

Other than the terrible call quality, I think everything went well!


Congratulations on your Approval..

 

Message 18 of 21
CarbonCard
Established Contributor

Re: "Approved" Chase Freedom Unlimited Being Reviewed


@Girlzilla88 wrote:

@CarbonCard     I knew it Smiley Very Happy   Congrats on your Approval!!!    Now you need to make an Approved Listing Smiley Very Happy


And explain the horrors of working from home? Lolol reminds me of my Zoom meetings hahahaha 🤣

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 19 of 21
Anonymous
Not applicable

Re: "Approved" Chase Freedom Unlimited Being Reviewed

nice!! congrats on your approval!

 

i know that whole being reviewed message can be discouraging.

Message 20 of 21
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