Apple Card App decision: "We are unable to verify your identification information"

[Anonymous]

Supposedly within a few hours of accepting.

[Anonymous]

@sjt Yes, once you accept their offer, you will have access to your card. A few hours later, which may vary depending on who it is and other variables, you will see a HP come in on your TU. Some people avoided the HP by locking their credit after the accept but I don’t think I would recommend that. You wouldn’t want to be closed on.

[Anonymous]

It was more than one. But your point is well taken.

[sjt]

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@Anonymous wrote:
@sjt Yes, once you accept their offer, you will have access to your card. A few hours later, which may vary depending on who it is and other variables, you will see a HP come in on your TU. One person avoided the HP by locking their credit after the accept but I don’t think I would recommend that. You wouldn’t want to be closed on.

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Thanks!

So if I apply and am approved but I don't like the CL and/or APR I could decline and would not get an HP.

[CreditInspired]

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@sjt wrote:

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@Anonymous wrote:
@sjt Yes, once you accept their offer, you will have access to your card. A few hours later, which may vary depending on who it is and other variables, you will see a HP come in on your TU. One person avoided the HP by locking their credit after the accept but I don’t think I would recommend that. You wouldn’t want to be closed on.

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Thanks!

So if I apply and am approved but I don't like the CL and/or APR I could decline and would not get an HP.

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Well that was the way it was prior to going public. I hope it still applies but don't know for sure.

[Jnbmom]

Not sure if a fluke or not but my friend never saw limit just apr, she had to upload DL then hit apply or accept not sure exact wording before she saw limit.

Well kinda stinks if they change that it is very helpful and nice to see beforehand I would think .

[Anonymous]

@sjt Yep, assuming apple is still conducting business in the same way since they went public with the card you could technically see your offer and one credit score (FICO 9, assuming it’s TU but not up to speed on that) before you accept and incur a HP.

I hope this is helpful!

[Anonymous]

Yes TU, and also pull Factor Trust

[britt585]

Hi so I'm having trouble with the apple card application...I applied multiple times because my phone was acting weird. Now when I apply it says we can't verify you....I called and spoke with a Apple card specialist and asked how do I reapply or could I?....He checked and said I could but couldn't tell a specfic time...?!!!...Can anyone help with thi...Thanks so much..I reallly WANT this card....TU score is 750....

[Gotham-]

So I know this might be something you have already done but if you shut your phone down and reboot it like a hard reboot back up you phone before doing the hard reboot that may fix the whole I can’t find you or verify you since it’s done through the wallet app on your phone ???

Just thinking out loud😊