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"Edit: Approved!! Apple Card App decision: "We are unable to verify your identification information"

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Senior Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a

Supposedly within a few hours of accepting.













(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated March 2020.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 11 of 61
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Regular Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a

@sjt Yes, once you accept their offer, you will have access to your card. A few hours later, which may vary depending on who it is and other variables, you will see a HP come in on your TU. Some people avoided the HP by locking their credit after the accept but I don’t think I would recommend that. You wouldn’t want to be closed on.
Message 12 of 61
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Senior Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a

It was more than one. But your point is well taken.













(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated March 2020.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 13 of 61
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Senior Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a


@iMacGuy wrote:
@sjt Yes, once you accept their offer, you will have access to your card. A few hours later, which may vary depending on who it is and other variables, you will see a HP come in on your TU. One person avoided the HP by locking their credit after the accept but I don’t think I would recommend that. You wouldn’t want to be closed on.

Thanks!

So if I apply and am approved but I don't like the CL and/or APR I could decline and would not get an HP.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Platinum
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (2.4.20) EX: 832 / EQ: 840 / TU: 833
Message 14 of 61
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Community Leader
Super Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a


@sjt wrote:

@iMacGuy wrote:
@sjt Yes, once you accept their offer, you will have access to your card. A few hours later, which may vary depending on who it is and other variables, you will see a HP come in on your TU. One person avoided the HP by locking their credit after the accept but I don’t think I would recommend that. You wouldn’t want to be closed on.

Thanks!

So if I apply and am approved but I don't like the CL and/or APR I could decline and would not get an HP.

 


Well that was the way it was prior to going public. I hope it still applies but don't know for sure.



DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

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Message 15 of 61
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Community Leader
Senior Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a

Not sure if a fluke or not but my friend never saw limit just apr, she had to upload DL then hit apply or accept not sure exact wording before she saw limit.

Well kinda stinks if they change that it is very helpful and nice to see beforehand I would think .
EXP 763 TU 793 EQ 734
Message 16 of 61
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Regular Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a

@sjt Yep, assuming apple is still conducting business in the same way since they went public with the card you could technically see your offer and one credit score (FICO 9, assuming it’s TU but not up to speed on that) before you accept and incur a HP.

I hope this is helpful!
Message 17 of 61
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Senior Contributor

Re: Apple Card Application decision: "We are unable to verify your identification information&a

Yes TU, and also pull Factor Trust













(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated March 2020.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 18 of 61
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Regular Contributor

Apple Card Application...HELP

Hi so I'm having trouble with the apple card application...I applied multiple times because my phone was acting weird. Now when I apply it says we can't verify you....I called and spoke with a Apple card specialist and asked how do I reapply or could I?....He checked and said I could but couldn't tell a specfic time...?!!!...Can anyone help with thi...Thanks so much..I reallly WANT this card....TU score is 750....

Message 19 of 61
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Frequent Contributor

Re: Apple Card Application...HELP

So I know this might be something you have already done but if you shut your phone down and reboot it like a hard reboot back up you phone before doing the hard reboot that may fix the whole I can’t find you or verify you since it’s done through the wallet app on your phone ???

Just thinking out loud😊


2018 Dec Starting Score: 700
Current Score: 768
Achieved Goal Score 2020: 800


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Message 20 of 61
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