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still on Amex blacklist after 12 years

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coldfusion
Community Leader
Mega Contributor

Re: still on Amex blacklist after 12 years


@randomguy1 wrote:

@barca wrote:

did you try thier prequalification first to see if they prequalify you?


I prequalify for a lot of their cards but still BL. 


This is unfortunately not unheard of, apparently if not a current cardholder their prequal process does not crossreference their internal datasets to check if status exists as a previous cardholder.   At least with AMEX if you're blacklisted the application will trigger a denial without a HP.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 61 of 61
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