trans 809 equifax 814 exp 540

[usaallegiancestore]

what are my chances of getting approved for the capital one platinum...I called in to verify all my information and they said they would be reaching out or to look for something in the mail within 7-10 business days...is this usually a denial? 

I have been fixing my credit and just have some late student loans and stuff on my experian which is why it is so low...but I am hoping my transunion and equifax can balance it out?

any help or feedback would be appreciated..

[CreditCuriosity]

with cap1 usually an approval.. Best of luck!

[CivalV]

With TU and EQ in the 800s could be very possible. But I am wondering why your EX score is so low compared to the other two? Hopefully that doesnt hold you back with this Cap One app considering they pull all 3. Good luck!

[usaallegiancestore]

i recently cleaned up my credit and there are still a couple things on experian holding it down...so i hope that doesnt affect anything

[Remedios]

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@usaallegiancestore wrote:

i recently cleaned up my credit and there are still a couple things on experian holding it down...so i hope that doesnt affect anything

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Where are you getting your TU and EQ scores from? 

[usaallegiancestore]

my fico report... is where  I got my scores from. my experian is so low because of student loands...they came off of my transunion and equifax but not off experian

[usaallegiancestore]

CREDIT CHECK TOTAL...WHICH I THINK IS NOW EXPERIAN? NOT SURE...

THAT WAS MY FICO 8 WHEN I PULLED IT LIKE A FEW WEEKS AGO

[Remedios]

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@usaallegiancestore wrote:

CREDIT CHECK TOTAL...WHICH I THINK IS NOW EXPERIAN? NOT SURE...

THAT WAS MY FICO 8 WHEN I PULLED IT LIKE A FEW WEEKS AGO

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I think that's the biggest difference in scores I've ever seen. 

With your TU, you may benefit more from Paypal 2% cash back card.

[simplynoir]

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@Remedios wrote:

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@usaallegiancestore wrote:

CREDIT CHECK TOTAL...WHICH I THINK IS NOW EXPERIAN? NOT SURE...

THAT WAS MY FICO 8 WHEN I PULLED IT LIKE A FEW WEEKS AGO

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I think that's the biggest difference in scores I've ever seen. 

With your TU, you may benefit more from Paypal 2% cash back card.

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Anything Synchrony basically so this is your best bet indeed.

[usaallegiancestore]

I APPLIED FOR US BANK PLATINUM AND BARCLAYS BECAUSE I HEARD THEY ONLY TRANSUNION AND WAS DENIED FOR BOTH....

SO NOW I DON'T KNOW WHAT TO DO...

SHOULD I GET A STORE CARD LIKE SYNCHRONY 

ANY RECOMMENDATIONS OF WHERE TO START AS FAR AS SYNCHRONY?