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trans 809 equifax 814 exp 540

Community Leader
Super Contributor

Re: trans 809 equifax 814 exp 540


@usaallegiancestore wrote:

I APPLIED FOR US BANK PLATINUM AND BARCLAYS BECAUSE I HEARD THEY ONLY TRANSUNION AND WAS DENIED FOR BOTH....

 

SO NOW I DON'T KNOW WHAT TO DO...

 

SHOULD I GET A STORE CARD LIKE SYNCHRONY 

 

ANY RECOMMENDATIONS OF WHERE TO START AS FAR AS SYNCHRONY?


What does your actual credit profile look like aside from the negatives you're trying to remove from your EX report? Cards, limits, dates opened, AAoA, etc.

FICO 08 Scores (Nov-18): TU 783, EQ 791, EX 771

Message 11 of 15
Moderator

Re: trans 809 equifax 814 exp 540

OP, it appears your Caps Lock button is stuck. Unless, you're really wanting to convey your strong responses 😉😄

What were the reasons cited on those denial letters?
Message 12 of 15
Community Leader
Super Contributor

Re: trans 809 equifax 814 exp 540

I always harp this but is your file thin or thick ? Huge difference in 800 scores . By that i mean someone who only has credit a year who may have 800 scores is not the same as a person with years under their belt with same scores


Chasing the 0/24 , Lol 5/24 Proud Member of Never/24 Club!
Message 13 of 15

Re: trans 809 equifax 814 exp 540

sorry for cap lock...haha

 

thin file...just authorized users

Message 14 of 15

Re: trans 809 equifax 814 exp 540

I called the application status line and it said approved and they will send my card and other information within 7-10 business days. Any way to find out how much the limit is?
Message 15 of 15