us bank

[britt585]

good morning...I've been seeing alot of us bank approvals where TU was pulled....Not in ga....do they pull randomly or is it just certain states?

[JR_TX]

I think by State/Region as they pull EQ here in TX.

[Anonymous]

All 4 pulls I have from them have been EX, so I imagine it's a state/region thing. I'm in CO.

[Winesnoblv]

Every pull I have had is EX.

I am in Nevada.

[blindambition]

State/Region. You will find many states have a CRA preference. Even if lenders predominantly pulls from a specific agency.

[dragontears]

It tends to be regional as others have said but there is a randomness to it as well as I have had it be EX or TU all while living in the same state 

[M_Smart007]

State/Region.>> TU in California

[beutiful5678]

I spoke with a branch manager here in CO a while back when I had a 0% offer. I asked him score & bureau details because my credit reports & scores are still recovering from my irresponsible 20's. He recommended I apply in-branch because, while they normally pull Experian here in Colorado, they will pull a different bureau if you ask them to while doing an in-branch application.

[Remedios]

@britt585  considering all the credit seeking you've done in the past 6 months or so, I'd look elsewhere 

US Bank will tolerate 1 new account, maybe two in a year if they really "like" your profile. I dont think you'll have much luck there 

[Wavester64]

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@Remedios wrote:

@britt585  considering all the credit seeking you've done in the past 6 months or so, I'd look elsewhere 

US Bank will tolerate 1 new account, maybe two in a year if they really "like" your profile. I dont think you'll have much luck there 

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Agreed. I was 3/6 at the time with a baddie and they weren't interested in me