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way fair card

Not applicable

way fair card

I applied for the wayfair card and got the 10 day message. Does this means its a denial? Is there a number I can call to check status?


Thanks in advance

Message 1 of 5
Not applicable

Re: way fair card

Not necessarily.  Comenity likes to do verification.  Even though I have a few cards with them they will still put me through verification more often than not.  You have to wait for the letter to come though if it is.  Every time I have gotten verification letters it's been an approval for me though and if it was a denial they just sent a denial letter.  

Message 2 of 5
Valued Contributor

Re: way fair card

I have a lot of cards with Comenity.  I had to go through verification on a couple of apps.  They will not give you any information regarding your application until you receive that letter in the mail.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 5
Valued Contributor

Re: way fair card

It could be either, so your patience will be tested while you wait. But best of luck on the outcome!!!

Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 5
Regular Contributor

Re: way fair card

If I were to wager a guess, with your scores, I'd say it's a denial.  Sorry.

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 5 of 5
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