about 6 months ago, i applied for a PRG, and was denied. about a week later, i applied for the chase sapphire preferred, and was approved. my scores have jumped probably 30 points each, and all hover around 750. the only real knock on my credit history is that it's short. i'm 22, and i've only had 2 cards and one auto loan. the first card, i never used, due to my lack of trust in my spending habits, so i cancelled it. what i'm wondering is, when would be a good time to apply for the amex platinum. and in case you're wondering why i'm wanting the platinum over the PRG, the perks just seem more beneficial to me than the perks on the PRG
