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It has disqualified me in the past, specifically. It's the reason I'm gardening.
It will certainly be taken into consideration, and that many may seem exessive. Though some profiles may be able to weather it more than others.
Did those HPs come with new accounts/CLIs or denials?
If we're talking about SP CLIs, then I'd say there's nothing to lose. Except waiting time.
Amex soft pulls are a month or two behind
yeah Earl thats true, i see amex last updated FICO in app on December 6th (my last closing), hopefully my assumption that it updates every closing is accurate in which case i hope they pull the most recent come CLI