cancel
Showing results for 
Search instead for 
Did you mean: 

will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

tag
Anonymous
Not applicable

will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

I got the shopping cart trick pop up on the J.Crew site tonight, I really want a Crate & Barrel card. Will having one comenity card improve my chances of getting more offers?

 

A little background on me: I am pretty fresh out if BK (4/14) I have two capital one cards $500 limit and $2000 limit also a Kohl's card $300 limit. 

 

TIA Smiley Happy

Message 1 of 13
12 REPLIES 12
mongstradamus
Super Contributor

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?


@Anonymous wrote:

I got the shopping cart trick pop up on the J.Crew site tonight, I really want a Crate & Barrel card. Will having one comenity card improve my chances of getting more offers?

 

A little background on me: I am pretty fresh out if BK (4/14) I have two capital one cards $500 limit and $2000 limit also a Kohl's card $300 limit. 

 

TIA Smiley Happy


do you plan on using the card ? it looks like you are digging yourself into an deeper hole by getting sp approved store card. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 13
Anonymous
Not applicable

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

donen you get better points when using a regular cc ?

Message 3 of 13
App_Addict
Valued Contributor

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

To answer your question, no it will not improve your chances by having one.  JCrew, VS, Express are easier for most to get and some (more than a few) comenity cards do not have the SCT and if im not mistaken C&B is one of those.

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 4 of 13
Anonymous
Not applicable

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

The rewards are decent $20 for each $200 spent. I don't believe C&B does offer the SCT. I think I will hold off I don't want my AAoA to go down. I already have my score up to the mid 600's from mid 500's in May 2014

Message 5 of 13
dobirdsmommy
Established Contributor

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

C&B  does not do SCT.

 

As someone who just got her chops busted by Chase yesterday for all the comenity cards I have just be cautious about getting too many of them!

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 6 of 13
Anonymous
Not applicable

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?


@dobirdsmommy wrote:

C&B  does not do SCT.

 

As someone who just got her chops busted by Chase yesterday for all the comenity cards I have just be cautious about getting too many of them!


Any that you will not use regularly is too many of them.

Message 7 of 13
dobirdsmommy
Established Contributor

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?


@Anonymous wrote:

@dobirdsmommy wrote:

C&B  does not do SCT.

 

As someone who just got her chops busted by Chase yesterday for all the comenity cards I have just be cautious about getting too many of them!


Any that you will not use regularly is too many of them.


Well to be fair when did get the Jessica London, Roamans, OneStopPlus, Woman Within, I was about 200 lbs heavier so I was using those cards in 2013, now 2 years later I cant fit into their plus size clothes anymore so those might be the first to go.

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 8 of 13
B335is
Moderator Emeritus

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?

Getting J Crew will do little if anything to get a C&B card. Comenity doesn't let their human employees consider existing relationships when looking at new applications. If you want Crate & Barrel just apply for it and skip J Crew.
Message 9 of 13
Anonymous
Not applicable

Re: will taking the J.Crew card through cart trick improve my chance of a Crate & Barrel card?


@dobirdsmommy wrote:

C&B  does not do SCT.

 

As someone who just got her chops busted by Chase yesterday for all the comenity cards I have just be cautious about getting too many of them!


What did they say?

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.