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CardNut
Valued Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

Congratulations on your approval. 

Scores, HPs/24 mos. (updated 01/13/21):
    Experian FICO Score 8 = 828, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 811, 1/24
    Equifax = 813, 0/24

Total 2020 rewards, incl. offers/deals = $1,388.00

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 11 of 18
Morehouse3000
Frequent Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

That card will grow slow.   They love heavy spend on it to justify a CLI.   When I hardly use mine i get denied.   When I use it month after month heavy spend then they will give me a little bit more.  Not big ones like AMEX does

Message 12 of 18
blindambition
Community Leader
Senior Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?


@Morehouse3000 wrote:

That card will grow slow.   They love heavy spend on it to justify a CLI.   When I hardly use mine i get denied.   When I use it month after month heavy spend then they will give me a little bit more.  Not big ones like AMEX does


That's the 🥕 to use the card

Message 13 of 18
Morehouse3000
Frequent Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

I know but I never use it! lol   There are companies that give CLI when people barely use the card Cap 1 is just seroius about using the card to get that CLI.

Message 14 of 18
CS1974
Valued Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

Congrats on your approval!

 

You're most likely gonna be in their steps program and will see a CLI after the 6th statement.

Generally, it will be a $200 increase for a total of $500 CL.

 

Some people have been lucky to get more than that with heavy spend and paying in full each month. Good luck with it!

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 15 of 18
Meanmchine
Super Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

Congrats !

 


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 16 of 18
PlasticDad
Frequent Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

Congratz on your approval!








"Give me liberty, or give me credit!" -PlasticDad


Message 17 of 18
19eighty5
Senior Contributor

Re: Capital One Quicksilver Low Starting Limit, can it be reconsidered?

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 18 of 18
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