I have been reading all the forum pages in the last couple months and decided to share my 82 day app success and CLI’s
I had a failed business that ruined my credit starting in 2011. I had 2 cards Credit One and Cap1 . That I got in 2012. Could not get approved for anything else until 2016 when Citi DC sent me a pre approval. I got approved with a 1500 SL and 24.74%. Also got a Kohl’s card with a 700 SL. Had a few denials and had scores in the low 600’s until around 11/2018. I decided to check for pre approved cards again and saw I was pre approved for Discover It card. Bam 10k SL.
2 weeks later I applied for Citi Costco Card approved 5500 SL. I had to try for one more( I just couldn’t stop) . I checked for pre approved Amex cards and Got approved for 4K SL Cash Magnet. During this time I was denied CLI for Citi DC( 3 weeks later was Auto CLI $750. Also denied Cap1CLI( both in 11/2018). In January Igot CLI’s for Kohl’s and Cap1.Yesterday was my wow moment and thanks to all of you I didn’t leave any cash on th table Discover Auto CLI 3k and DD the luv button for 2k more SP . Some numbers below- Thanks All
Cap1 4K CL- 2k CLI 1/19
Credit One 2350 CL
Citi DC 2250 CL 750 CLI 12/18
Kohls 3k CL 1.3k Auto CLI ( didn’t know it) 1k CLI 1/19
Disover 15k CL 3k Auto 2k DD on 82nd Day 2/7/19
Citi Costco 5500 CL 1/2019
Amex Cash Magnet 4K CL 1/23/19
Ex- 676 6 inq 2 Lates2018
Tu- 677 2 inq Amex Charge off PIF 2013
Eq- 677
Goal Score 775 all 3
