Denied. Called backdoor. Lady said that 99.9% of the time after a cli, they won't give another for awhile. Idk
Use the phone number labeled "(personal accounts)" in the stickied backdoor thread in this forum. I got an auto 500 CLI this morning and called at lunch requesting another 1500. Took 4 minutes.
Don't give up. Good luck!
Well in that case, i will call again.
I told her that i have other accounts in the $3- $5k range and she kinda chuckled and said 'we don't have limits that high.'
I asked for $1600, btw.
I knew then she was probably the wrong person to be talking to.
She seemed a bit seasoned and maybe outdated, if you will.
The same thing happened to me. I got a $100 CLI and called the same day (didn't know they had given the increase) and spoke to someone In Credit Solutions- they gave me another $200 - from $700~$800~$1000 all in one day.
All they can say is 'no'.
I got $150 CLI on walmart the day after Target Auto CLI'd me $100 lol. I've called numerous times trying to get backdoor to increase, but no luck. :/ Going to wait until the current Walmart Fico updates and then try again.
If it doesn't work, wait until after your 4th statement cuts, then try again. Ask for double - if they don't want to do that, they will counter-offer.
Man 'o man, you people never cease to amaze me...
So, as suggested, I just called the 'personal accounts' backdoor number and perhaps after hours, 9:30p.m. EST.
I explained why I would like a higher CL and that I feel that my credit is worthy for such increase. I requested $1600, 2x my current CL, and I was approved.