$100k Club and Credit Limit Increases

[Anonymous]

Hello all, its been 15 months since getting my first credit card on my 18th birthday. I today joined the ranks of the $100k club after requesting some CLIs. I have all my buereaus frozen so they were all either SPs or they didn't check credit. 

CareCredit: $9.0K ------> $15.0K (Requested $10k increase on Ritani Card, Rep processed for this card instead, they countered the $10k with $15K?   (Opened 11/2016, very little use)

Ritani: $1.2k ------> $10.0k (Requested $10k got $10k) (Opened 2/2017, no usage)

Lowes: $10.0k ------> $17.0k (Requested $25k countered at $17k) (Opened 11/2016, very little use so far)

CheapOair Visa $2.0k (Denied) (Opened 2/2017, heavy use)

Total for all increases $21,800 

[Anonymous]

ncie! congrats OP! Slowly working my way there....

[AverageJoesCredit]

Nice job Ty, you are way ahead of the game. Here comes my average joe question, lol , but what pray tell is the Ritani card? Thanks

[Anonymous]

Very Nice!! You are killin' it at such a young age. Keep up the good work!!

[BronzeTrader]

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@Anonymous wrote:

Hello all, its been 15 months since getting my first credit card on my 18th birthday. I today joined the ranks of the $100k club after requesting some CLIs. I have all my buereaus frozen so they were all either SPs or they didn't check credit. 

CareCredit: $9.0K ------> $15.0K (Requested $10k increase on Ritani Card, Rep processed for this card instead, they countered the $10k with $15K?   (Opened 11/2016, very little use)

Ritani: $1.2k ------> $10.0k (Requested $10k got $10k) (Opened 2/2017, no usage)

Lowes: $10.0k ------> $17.0k (Requested $25k countered at $17k) (Opened 11/2016, very little use so far)

CheapOair Visa $2.0k (Denied) (Opened 2/2017, heavy use)

Total for all increases $21,800 

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Congrats to the $100 club!  You seem so dedicated to the credit world! 

[JamP]

Congratz and Welcome to the 100k club.

Keep it up and your AAOA when your a little older is going to be amazing.

Wish I would have known and started at 18-19 and kept my credit pristine.

[Anonymous]

My thoughrs exactly. Haha

[Anonymous]

Congrats on your accomplishment and on getting proactive with it at such a young age! Way to go!

[Anonymous]

Congrats on joining the $100k club.  You can make some pretty awesome decisions now.  I am at $115k.  I am cancelling a $5,250 Total Rewards Visa card in the next several days.

I remember the day I got my CSP, my first $5k card.  I felt so grown up.  Lots of people would feel so accomplished with a $5k CC and here I am cancelling one.

I hope and pray I never again face financial diffculty and have to go through that process again.  This credit game can consume alot of your time.  I could walk away from this site now but it's so powerful and consuming.

[Longroad]

Congrats!!!! Working my way towards that same goal. Wish I had taken care of my credit when I was your age and younger. Just remember, it is much easier to keep your credit good than to have to repair it. So don't take what you have done for granted. Stay on top of it and keep going. Congrats again.