Re: $100k Club and Credit Limit Increases - Page 2 - myFICO® Forums

laFenix · ‎07-31-2017

Way to go! I took my 700s for granted when I had them, now I am relishing the thought of being there again someday. Congrats on sticking with it!!

Our Journey Our Cards: Me: Him: Our Future Cards:
05/17 - Me: 595EX 570EQ 602TU Him: 740EX ???EQ ???TU 4/17 - Me: 558EX 546EQ 602TU 671TU | Him: No CR/Score!
Short Term Goals: Me: All 640+, Refi Auto Loan | Him: All 650+, Mortgage-Approved | US: New house before April 2018
Long Term Goals: Me: All 850, 2 low util HELOCs, 2 new cars | Him: All 800+, new truck & mtrcl, dental work | US: 1 low util HELOC

JoeLuvsHisCredit · ‎07-31-2017

Congrats Buddy

tydawg · ‎07-31-2017

The awkward moment when a thread gets revived and you aren't in the $100k club anymore due to a blue envelope lolol.

lockheart2188 · ‎08-01-2017

@tydawg wrote:
The awkward moment when a thread gets revived and you aren't in the $100k club anymore due to a blue envelope lolol.

whats a blue envelope?

AmEx Platinum NPSL l BoA Cash Rewards $45,000 l CapOne Quicksilver $24,000 l AmEx Blue Cash $17,000 l Citi Prestige $15,500 l AmEx Platinum Delta $11,000 l AmEx Cash Magnet $10,500 l CapOne Savor $11,000 l Citi Simplicity $10,300 l Amazon Store Card $10,000 l Discover IT $9,500 l Discover IT $7,000 l Chase Sapphire Preferred $7,000 l Chase Freedom Unlimited $6,000 l Chase Marriott Bonvoy $5,000 l Mercurycard $5,400 l Chase Amazon $4,000 l Citi Double Cash $5,000

Back to the garden forever

cincydavid · ‎08-01-2017

Thankfully I have almost no Synchrony exposure so I'm not worried about the dreaded blue envelope.

On a side note, I'd feel a little weird pulling out a CheapOAir credit card and using it in public. I pondered app'ing Allegiant Air's VISA to get the free onboard drinks, but didn't largely because I felt it was a little cheesy...CheapOAir seems worse, if you can believe that. Call me a snob if you like...

tydawg · ‎08-01-2017

@lockheart2188 wrote:
@tydawg wrote:
The awkward moment when a thread gets revived and you aren't in the $100k club anymore due to a blue envelope lolol.
whats a blue envelope?

Synchrony banks form of income verification they demand that you allow them to obtain a copy of your 4506-T from the IRS, I refused to allow them access, and closed all of my accounts.