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$12K Soft Pull CLI (Neiman Marcus and Discover)

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CWESTL
Regular Contributor

$12K Soft Pull CLI (Neiman Marcus and Discover)

Good week of testing my credit profile's ability to obtain CLI's. The week started with an unsolicited $6K CLI on my AMEX Cash Magnet to a new total limit of $26K. Decided to tests the waters with a CLI request for my Discover and Neiman Marcus credit cards that did not require a credit inquiry. The results are as follows:

 

Discover It - $2K increase (new limit of $11.5K)

Neiman Marcus - $10K increase (new limit of $24K)

 

Total CLI progress of $18K this week.

 

 

 

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
Jan 2024 EQ FICO 8 840
Jan 2024 TU FICO 8 779
Jan 2024 EX FICO 8 788
Jan 2024 EQ FICO 9 824 AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $27.5K; Cap One QS World MC $11k; Cap One Venture Sign VS $30k; Chase Sapphire Pref $18K; Citi Simplicity $7K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $11.5k; Discover It $19.5K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC @ 2.75% Apr 2022; New Auto July 2017; NFCU LOC $20K
GOAL 820 FICOs on ALL 3 CRs by JANUARY 2025.
AMEX Lowes Business $25K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; US Bank Business Platinum $10K
Message 1 of 11
10 REPLIES 10
rostrow416
Established Contributor

Re: $12K Soft Pull CLI's (Neiman Marcus and Discover)

Nice Trick or Treat haul.  Congrats on the increases!

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 2 of 11
CreditAggie
Community Leader
Super Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Congratulations on your CLIs!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 11
M_Smart007
Legendary Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Congrats on your two CLI's

Message 4 of 11
Titans84
Valued Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Congrats on all your CLIs!

Current FICO 8:


Message 5 of 11
CreditMagic7
Mega Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Congratulations on those new CLIs!

Message 6 of 11
Sub16610
Established Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Very nice increases, congrats!

Message 7 of 11
cashorcharge
Community Leader
Super Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

That’s terrific!  Congratulations on both your CLI approvals!! 👏🏼🎉🍾

Message 8 of 11
KingRue8500
Senior Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Congrats on your CLI's




Message 9 of 11
coreyb80
Super Contributor

Re: $12K Soft Pull CLI (Neiman Marcus and Discover)

Congrats on the increases!

Message 10 of 11
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