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Hi All,
I've been waiting a week to see how this application turned out.
09/17/17 Submitted app online and got this...I didn't know if i was approved but thier "pending" email looked like it had already been approved.
Gave it a few days (as to not poke the bear), and on 09/20/17 I called to check the status of the app. The agent said "Congrats You're Approved!", but couldnt give me the limit or APR and said I'd need to wait for it in the mail. Seeing posts on here it looked like the 'standard' (first card with 5/3 + no relationship) starting line would be in the $4,500 - $5,000 space, which works for me.
Finally got the card in the mail today and see that it was approved for $15,000 @ 14.99%!!!! I didn't think that would happen, but 15ish seems to be my lucky number this month. Prestige approved @ $15k, Trio @ $15k, Chase @ $16k...
The Meat & Bones:
Pulled EQ Fico 9 = 786
UTI% = 2%
Inquiries < 6 Months = 4 (at time of app, all within a week of this app)
Inquiries < 12 Months = 11
New Accounts < 6 Months = 0
New Accounts < 12 Months = 9
No Baddies/Negatives
24 (this makes 25) open cards = $320,000
This is my last app for 2017 -- No more until March 2018 minimum. Thanks to everyone on here always being so encouraging and sharing their stories! I wouldn't be here (where ever that is) without you all!! Thank You!
COngrats! I thought I was the only one that apps @ 1 AM LOL.
I also received the same pending email, hopefull its an approval as well!
Congrats!
Congrats. I was recently approved also... great job!!
Impressive.